Tag: what is subject to
In real estate, the term “subject to” refers to a unique type of property transaction that benefits buyers and sellers. We as cash home buyers understand how it provides homeowners a flexible and low-risk option when selling their property.
These transactions allow the buyer to assume the responsibility of the seller’s existing mortgage, without taking on the debt directly. This means the seller offloads their property quickly, while the buyer gains access to the home with little cash investment. The seller also retains the deed until the original loan fully pays off. For homeowners looking to sell their home fast, a subject-to arrangement can be an attractive alternative to the traditional sales process.